Questions - General

A: Your funds can be use for anything you like, such as car bills, phone bills, etc...or anything you like.
A: To be eligible for our loans, you must have:
  • Have your current job or benefits for at least 3 months.
  • Have a valid checking or savings account for at least 3 months.
  • Monthly net income minimum of $1000.
A: No problem! Unlike many other financial institutions, we do not require that you have good credit or, for that matter, any credit history at all. If you have any questions about qualifying for a payday loan, please contact us.
A: We can approve your loan application instantly once you have completed our online application. If you request your loan before 8:00 PM (EST), we can deposit funds into your account by the very next business day.
A: Nothing! Unlike other lenders, We are utilizing proprietary underwriting to approve your loan without any faxing! Our 24/7 online application is completely paperless and faxless. You will get an instant answer whether you have been approved!
A: After you have been approved by our online application, we will contact you by either email or phone within one hour about the status of your loan during normal business hours, Monday to Friday, 8:00AM to 9:00 PM (EST). For applications submitted after-hours, we will contact you first thing the next business morning.
A:We can approve your loan application instantly once you have completed our online application. If you request your loan before 8:00 PM (EST), we can deposit funds into your account by the very next business day.
A: When you apply for a payday loan, you authorize us to directly deposit the approved amount into your account. You also authorize us to directly withdraw from your account on your next payday for the same amount advanced plus our fee.
A: Since we are authorized to use the Federal Reserve Wire System, we must abide by the NACHA rules and regulations. As a Lender, we are subjected to federal and state laws and regulations that regulate our lending practices. The amount we withdraw from your account will be the amount that you have authorized.
A: In the interest of consumer protection, the fee we charge is never higher than the law allows. It is our goal to offer you the best service possible.
A: The amount we can lend to you is calculated from upon your current income. We may increase your advance limit once you have satisfactorily paid off your loan in a timely manner.
A: Yes, you can payoff the loan earlier that your due date. This is called a Prepayment: If you payoff this loan early, you will not have to pay a prepayment penalty, and you may be entitled to a refund of part of the finance charge.
A: All Friday loan requests before 8:00 PM (EST) will be funded on Monday. All weekend requests will be treated as Monday's requests.
A: No, we do not provide loans to military personels.